Grow your business in 2021 - Elders Rural Services

Looking to grow your farm business in 2021?

For most producers, 2021 has got off to a pretty good start.  Stock prices are up, crops are in and the rain has come.

By all reports it should be a great year in the paddock, but with the help of our Agri Specialists, you can make it a great year on paper too.

From livestock funding and finding the right property, or financing at competitive rates and flexible terms, to covering your assets with sufficient insurance, our specialists are equipped with local knowledge and the right products to ensure you are supported to reach your potential in 2021.

Your local Elders Insurance Agent can provide you with expert advice tailored to your personal circumstances, whether you need business, farm, personal or commercial motor and fleet insurance.

Find out more about the various options below. If you’ve got questions simply fill in the form and one of our specialists will contact you. Of course you can always talk to the team at your local Elders branch.

Elders Financial Services

Elders statements for the full year

Elders now makes it easier for you to coordinate the supply of your stock firm statements to your accountant, though Elders Online.

This portal provides quick and easy access to all your transaction details and allows you to view, print or save all your historical transaction details. You’re also able to reprint invoices, download a transaction file which can be loaded into your accounting software and view all of your payments due and coming due.

Login to your account

Farm Management Deposit (FMD)

FMD’s allow you to set aside up to a maximum of $800,000 pre-tax income from your profitable years and earn interest on it.

There are no account or transaction fees on fixed rate or variable rate FMDs.

To be eligible for taxation benefits, you need to hold funds in your FMD for at least 12 months.

Learn more about FMDs


Livestock funding

Having pre-arranged livestock funding allows you to be prepared for trade opportunities as soon as they arise.

Elders Livestock Funding provides funding up to $100,000 with no establishment fees. For funding over $100,000, we offer finance in partnership with StockCo, also with no establishment fees. Both options have a simple application process.

Learn more about Livestock funding


When you are looking to purchase stud stock, you should also look at StudPlus.

StudPlus provides eligible livestock producers with access to a limit of up to $100,000 with deferred terms, to purchase stock for breeding purposes including stud and commercial sires, genetics and stud dams.

Learn more about StudPlus


Shear Cents Merchandise Advance

Fund your shearing merchandise purchases with up to 90 days  interest free terms.


To provide you with the financial flexibility you need to manage your on-and off-farm expenses, Elders brings you the WoolPlus advance facility.

This facility provides eligible growers with access to up to 50 per cent of expected wool proceeds in the six months prior to wool sale.

Learn more about WoolPlus

Farm supplies

Prepay with Elders

Prepay with Elders and receive a 4.2% p.a. reward on future farm supplies and rural products purchases.*

Download the application form, or request an application form from your local Elders branch.

Once approved, an invoice will be provided and a reward of 4.2% p.a. will be applied to your pre-payment account.

Learn about our pre-payment program

Contact us to grow your business

    Please select from the above menu the services you would like to review with one of our experts.

Farm Finances

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Real Estate

aerial view of paddocks

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Disclaimer: This information has been prepared without taking into account your personal circumstances, objectives, financial situation or needs. For farm management deposits special legislative requirements must be adhered to and you should consult your taxation advisor before making a decision to invest in a farm management deposit and terms, conditions, fees and charges may apply. Full details are available on application by phoning the Rural Bank Customer Service Team on 1300 660 115 or online at or by visiting your local branch. All information is subject to change. For deposit products Elders Rural Services Australia Limited may receive a commission based on the average account balance. Full details are available in the Elders Financial Services Guide (FSG). For lending products terms, conditions, fees and charges apply. Rural Bank products are issued Rural Bank – A Division of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 and distributed by Elders Rural Services Australia Limited AFSL 237757.
Subject to approval in accordance with StockCo’s eligibility criteria. Finance charges are capitalised monthly. The above are indicative finance costs. Actual costs of funding will be dependent on agreed finance rates, exact purchase prices and exact length of lending term. Terms, conditions, fees, charges and credit assessment criteria apply. You should seek advice on the appropriateness of products in relation to your particular circumstances. Products are distributed by Elders Rural Services Australia Limited ACN 004 045 121 and issued by StockCo AgriCapital Pty Limited ACN 604 825 747.

For the Elders Financial Services Guide click here.

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