End of financial year solutions - Elders Rural Services

EOFY - start your planning now

For most, it’s been a great year in the paddock. With Elders help, you can make it a great year on paper too.

From livestock funding to finding the right property, finance with competitive rates and flexible terms, insuring your assets or even deferring your grain revenue, our specialists are equipped with the right products and local knowledge to ensure your business reaches its potential.

Find out more about the various options below. If you’ve got questions simply fill in the form and one of our specialists will contact you. Of course you can always talk to the team at your local Elders branch.

Elders Financial Services

Elders statements for the full year

Elders Online makes it easier for you to supply of your statements to your accountant.

This portal provides quick and easy access to all your transaction details and allows you to view, print and save all historical transactions. You can also reprint invoices, view all invoices due and coming due and download a transaction file which can be loaded into your accounting software.

Login to your account

Farm Management Deposit (FMD)

FMDs allow you to set aside up to a maximum of $800,000 pre-tax income from your profitable years and earn interest on it.

There are no account or transaction fees on fixed rate or variable rate FMDs.

To be eligible for taxation benefits, you need to hold funds in your FMD for at least 12 months.

Learn more about FMDs


Livestock funding

Having pre-arranged livestock funding allows you to be prepared for trade opportunities as soon as they arise.

Elders offers 100 per cent funding for commercial sheep and cattle. There are no establishment fees and you pay nothing until livestock are sold.

Learn more about Livestock funding


When you are looking to purchase stud stock, Elders’ StudPlus facility allows you to buy now and pay later.

StudPlus provides eligible livestock producers with access to a limit of up to $100,000 with deferred terms, to purchase stock for breeding purposes including stud and commercial sires, genetics and stud dams.

Learn more about StudPlus

Farm supplies

Prepay with Elders

Prepay with Elders and receive a 4.2% p.a. reward on future farm supplies and rural products purchases.*

Download the application form, or request an application form from your local Elders branch.

Once approved, an invoice will be provided and a reward of 4.2% p.a. will be applied to your pre-payment account.

Learn about our pre-payment program

Wool and Grain

Wool cash advances

To provide you with the financial flexibility you need to manage your on-and off-farm expenses, Elders offers Wool cash advances.

Through our WoolPlus and Shearing Advance products, you can access cash advances of $500/bale or up to 50 per cent of expected wool proceeds up to six months prior to the wool sale when you consign your wool to Elders.

Learn more about Wool cash advances


Clear Grain Exchange

Through Clear Grain Exchange (CGX) you have the option of deferring payment of sales proceeds for your warehoused grain.

This gives you the opportunity to both sell at the optimal time and recognise revenue when most appropriate for your business.

Learn more about Clear Grain Exchange

Other considerations


Elders offers a range of cover options and benefits are designed to suit local conditions and circumstances so that you only pay for the cover you actually need.

From home and contents insurance to farm property, vehicle and liability and even crop insurance, we’ll be there for you.

Learn more about insurance options


Real Estate

Farmland values are booming. With over 400 points of presence the Elders Real Estate team can help you when you are looking to expand or sell your land holdings.

Expertise include residential, rural and commercial as well as property management.

Learn more about Real Estate

Not sure what you need?

Call Elders Agri Finance on 1300 618 367 or complete the enquiry form below and we’ll contact you.

  • Please select the services you would like to review with one of our experts from the menu below.

Disclaimer: This information has been prepared without taking into account your personal circumstances, objectives, financial situation or needs. For farm management deposits special legislative requirements must be adhered to and you should consult your taxation advisor before making a decision to invest in a farm management deposit and terms, conditions, fees and charges may apply. Full details are available on application by phoning the Rural Bank Customer Service Team on 1300 660 115 or online at ruralbank.com.au or by visiting your local branch. All information is subject to change. For deposit products Elders Rural Services Australia Limited may receive a commission based on the average account balance. Full details are available in the Elders Financial Services Guide (FSG). For lending products terms, conditions, fees and charges apply. Rural Bank products are issued Rural Bank – A Division of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 and distributed by Elders Rural Services Australia Limited AFSL 237757.

For the Elders Financial Services Guide click here.

Related News

View All News