Loans - Elders Rural Services

Access to specialised products from leading agribusiness bank, Rural Bank

Elders provides tailored solutions and access to a range of lending products from leading agribusiness bank, Rural Bank.

From overdrafts and loans to lines of credit and stock or equipment loans, choose the agribusiness loans that suits your needs.

Rural Bank Seasonal Overdraft

This daily working capital facility enables primary producers to finance short-term production costs and cover cash flow short falls. It’s flexible and can be structured to meet your business needs as either a trading or cash flow limit.

Visit the Rural Bank website to find out more.

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Rural Bank Term Loan

Confidently make plans for growing your business, undertake off-farm investments, and make capital improvements or property purchases. A Rural Bank term loan gives you access to the financial products and services needed to make all this possible.

Visit the Rural Bank website to find out more.

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Rural Bank StockBuilder

Designed specifically for an agribusiness that’s built around livestock, StockBuilder helps you manage your stock numbers, with flexible repayment options that meet your business’ cash flow over three years.

Visit the Rural Bank website to find out more.

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Rural Bank AgriManager®

Use this line of credit to manage all your farm-related income and expenditure streams. Access funds easily by using the equity in your land or farm to undertake capital purchases, as well as run your business from day to day.

Visit the Rural Bank website to find out more.

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Rural Bank Equipment Finance

Competitive and potentially tax-effective equipment finance options to assist you in purchasing, upgrading or replacing your farming and business equipment, while preserving your working capital.

Visit the Rural Bank website to find out more.

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Agribusiness Relationship Managers - here to help you

In addition to understanding our clients’ financial needs, Elders can link you directly with agribusiness experts to help you plan for your financial future.

“I love being able to work with and help local farmers and their families.

“I’m always grateful for the opportunity to meet someone new and get an understanding of the business, family and how it all functions.”

Hugh Munchenberg – Agribusiness Relationship Manager, Burra, South Australia.

Learn more about Hugh’s role and how an agribusiness relationship manager can help you.


Rural Bank Agribusiness Relationship Manager, Hugh Munchenberg

To be directed to your local Rural Bank relationship manager call 1300 618 367 or email us.

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Disclaimer: All loans subject to Rural Bank’s normal lending criteria, fees and charges apply. You should read the relevant Terms and Conditions available by phoning the Rural Bank Customer Service Team on 1300 660 115 or online at or by visiting your local branch. All information is subject to change. Products are issued by Rural Bank – A Division of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 and distributed by Bendigo and Adelaide Bank Limited and/or Elders Rural Services Australia Limited ABN 72 004 045 121 AFSL 237757 on behalf of Rural Bank.
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