Loans - Elders Rural Services

Access to specialised products from leading agribusiness bank, Rural Bank

Elders provides tailored solutions and access to a range of lending products from leading agribusiness bank, Rural Bank.

From overdrafts and loans to lines of credit and stock or equipment loans, choose the agribusiness loans that suits your needs.

Rural Bank Seasonal Overdraft

This daily working capital facility enables primary producers to finance short-term production costs and cover cash flow short falls. It’s flexible and can be structured to meet your business needs as either a trading or cash flow limit.

Seasonal Account Brochure

Rural Bank Term Loan

Confidently make plans for growing your business, undertake off-farm investments, and make capital improvements or property purchases. A Rural Bank term loan gives you access to the financial products and services needed to make all this possible.

Term Loan Brochure

Rural Bank StockBuilder

Designed specifically for an agribusiness that’s built around livestock, StockBuilder helps you manage your stock numbers, with flexible repayment options that meet your business’ cash flow over three years.

StockBuilder brochure

Rural Bank AgriManager®

Use this line of credit to manage all your farm-related income and expenditure streams. Access funds easily by using the equity in your land or farm to undertake capital purchases, as well as run your business from day to day.

AgriManager Brochure

Rural Bank Equipment Finance

Competitive and potentially tax-effective equipment finance options to assist you in purchasing, upgrading or replacing your farming and business equipment, while preserving your working capital.

Equipment Finance Brochure

Agribusiness relationship managers - here to help you

In addition to understanding our clients’ financial needs, Elders can link you directly with agribusiness experts to help you plan for your financial future.

“Working closely with the whole family, you develop strong relationships and are there together through the ups and the downs of life, not just on the farm.

It isn’t uncommon to be actively working with up to three generations at once, hearing and understanding their plans and seeing the family and the farm grow.”
Sam Krieg – agribusiness relationship manager, mid-north South Australia.

Learn more about Sam’s role and how an agribusiness relationship manager can help you.


Sam Krieg, Rural Bank agribusiness relationship manager loves helping his clients.

To be directed to your local Rural Bank relationship manager call 1300 618 367 or email us.

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Disclaimer: All loans subject to Rural Bank’s normal lending criteria, fees and charges apply. You should read the relevant Terms and Conditions available by phoning the Rural Bank Customer Service Team on 1300 660 115 or online at or by visiting your local branch. All information is subject to change. Products are issued Rural Bank – A Division of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 and distributed by Elders Rural Services Australia Limited AFSL 237757. For lending products Elders Rural Services Australia Limited may receive a commission.
Elders Financial Services Guide
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