Elders Livestock Funding - Contact us today on 1300 618 367

Tailored livestock funding through our relationship with StockCo

With strong livestock prices, and growing opportunities to trade stock, Elders is able to offer our clients a specialist finance opportunity to make the most of the current market conditions.

In partnership with strategic agri finance provider StockCo, we are able to offer livestock finance specifically to capture trading opportunities.

With a simple application process, it allows you the flexibility to trade stock when and how you wish to capture all opportunities available.


“StockCo allowed us to purchase sheep and cattle and financially support the necessary animal husbandry – meaning our stock will be in great condition when the market is chasing top-quality animals in spring.”

Sean McDougall, Victorian livestock farmer

“Growing a farming enterprise is no easy feat. Through its relationship with StockCo, Elders has enabled us to reach our property’s livestock carrying potential, with 100% funding of cattle and sheep*.

We are keen to position our business to capitalise on market opportunities that will allow us to expand our farm’s livestock trading enterprise.

StockCo’s 100% livestock facility has no upfront costs, and we were ready to buy when the time was right*. This decision is now paying dividends.

StockCo allowed us to purchase sheep and cattle and financially support the necessary animal husbandry – meaning our stock will be in great condition when the market is chasing top-quality animals in spring.

We have also been able to increase our profitability through sharing the fixed overheads in the business while increasing the income and returns per hectare.

In the past 24 months, we have reduced cropping area and increased livestock numbers due to the fact that our land can produce more high-quality merino wool, beef and lamb meat for our customers.

Elders’ relationship with StockCo means customers now have the relevant financial support to expand and care for their livestock without compromising the overall farming business.

I’d recommend StockCo to any farmers who may currently be considering a sustainable expansion of their livestock trading enterprises. For us, we know we’ll be using StockCo to ensure the future viability and profitability of our business well into the future.”

Sean McDougall (Left) with Richard Norton – GM Rural Supplies Elders

 

*Subject to approval in accordance with StockCo’s eligibility criteria


How does it work?

As a livestock funding specialist, StockCo provides up to 100% funding for cattle and sheep*. Graziers are able to capitalise on market conditions without tying up working capital. The fast and simple application process is completed and managed by your local Elders team. The purchase of livestock is paid for by StockCo, with no deposit or capital input required by you. You then farm the stock through to its maximum sale value. Once sold, you receive the sale value, less the purchase price and finance cost.

*Subject to approval in accordance with StockCo’s eligibility criteria

flow diagram of sheep trade

3 Month Sheep Trade Example*

  • Profit = $30/hd
  • StockCo charges = $2.78/hd
  • Paid to you = $27.22/hd
  • Capital outlay = $0

flow diagram of cattle trade

3 Month Cattle Trade Example*

  • Profit = $300/hd
  • StockCo charges = $36/hd
  • Paid to you = $264/hd
  • Capital outlay = $0
*EXAMPLE ONLY. Based on $250,000 StockCo facility limit. The above Pricing includes both the Finance Charge and Service Charge. Actual costs of funding will be dependent on agreed finance rates, exact purchase prices and exact length of lending term. Subject to approval in accordance with StockCo’s eligibility criteria.

Who owns the livestock?

  • StockCo own the livestock.
  • You buy the livestock on behalf of StockCo, who settle the account, including GST.

Who gets the benefit of the livestock?

  • The livestock are sold through your name and you receive the trading margin.
  • StockCo receive the sale proceeds, which they then pass onto you less the purchase price and finance cost.
  • Proceeds are paid to you on same day that StockCo receive funds.
  • You will be supplied with a detailed performance report, as can your accountant, if required.

Livestock Trading Calculator

Select livestock type from dropdown above

0.85500000

Facility Limit (amount of funding required)$
Term (days)
Expected Average Daily Weight Gain (kg/day)
Purchase Weight (kg)
Purchase Price ($/kg)$
Live Sale Price ($/kg)$
Purchase Price ($/head)$ 840.00
Live Sale Weight (kg)415
Sale Price ($/head)$ 1,245.00
Producers Margin ($/head)$ 342.93
Total Funding Costs over 180 days/head$ 62.07
Total Funding Cost/day/head$ 0.34
Funding Cost / Sale Proceeds0.34

Facility Limit (amount of funding required)$
Term (days)
Expected Average Daily Weight Gain (kg/day)
Purchase Weight (kg)
Purchase Price ($/kg)$
Carcass Yield (%)
Sale Price ($/kg)$
Purchase Price ($/head)$ 840.00
Sale Live Weight (kg)415
Sale Carcass Weight (kg)228
Sale Price ($/head)$ 1,245.00
Producers Margin ($/head)$ 342.93
Total Funding Costs over 180 days/head$ 62.07
Total Funding Cost/day/head$ 0.34
Funding Cost / Sale Proceeds0.34

Facility Limit (amount of funding required)$
Purchase Price ($/head)$
Purchase Weight (kg lwt)
Term (days)
Expected Average Daily Weight Gain (kg/day)
Carcass Yield (%)
Price ($/kg) CWT$
Skin Value ($/hd)$
Wool Value ($/hd)$
Sale Proceeds ($/head)$ 206.40
Sale Weight (kg lwt)48
Carcass Weight (kg cwt)21.21
Producers Margin ($/head)$ 50.91
Total Funding Costs over 90 days/head$ 5.49
Total Funding Cost/day/head$ 0.06
Funding Cost / Sale Proceeds0.34

Allocation of sale proceeds

. Purchase Price:
. Producer's Margin:
. Funding Cost:
This Livestock Funding Calculator provides an estimate of finance costs only.
Actual funding costs will depend on agreed finance rates, purchase price paid and the length of lending term.

Do you want access livestock funding?

Through Elders StockCo we can offer you just this. Enquire or apply today!

Submit Online Enquiry Complete Application Form

StockCo Account Enquiry

Do you want access to up to 100% livestock funding? Through Elders StockCo we can offer you just this. Enquire about an account today!

To discuss livestock funding contact your local Agri Finance Manager on 1300 618 367 or email StockCogeneralenquiries@elders.com.au

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